Know Your Rights Regarding Debt Collectors

A debt collector is any person who regularly collects debts owed to others. This includes attorneys who collect debts on a regular basis.  A collector may contact you in person, by mail, telephone, telegram, or fax. However, a debt collector may not contact you at inconvenient times or places, such as before 8 a.m. or [...]

The Fair Debt Collection Practices Act

The Fair Debt Collection Practices Act covers personal, family, and household debts.  This includes money owed for the purchase of an automobile, for medical care, or for charge accounts.  If you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a debtor. If you fall behind [...]